The insurance industry uses the same policy forms to address a broad cross section of industries with the same documents (policy forms). Insurance companies that specialize in particular industries then modify the basic contract to address the particular needs of that industry using forms that are both generic and tested across several states and unique manuscripted endorsements that grant or deny coverage for particular situations as warranted. Sometimes limiting coverage in specific situations allows an insurance company to accept a policy they would not otherwise be able to write. Other times endorsements grant coverage that a business needs to operate in their industry.
We have special packages to help businesses manage their risk:
- Security Industry
- Property/Property Management
- Dance, Yoga, Martial Arts
- Home Based Businesses
- Workers Compensation
Or contact us today to for a quote for your business.